Terms & Conditions Page

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Terms and Conditions

Last Updated: February 8, 2025

## 1. Acceptance of Terms

By accessing and using www.sfp.loans (“Website”), you accept and agree to be bound by these Terms and Conditions (“Terms”). If you disagree with any part of these terms, please do not use our Website.

## 2. Use License

Permission is granted to temporarily access the materials (information or software) on SFP Loans’ Website for personal, non-commercial viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: – Modify or copy the materials – Use the materials for any commercial purpose – Attempt to decompile or reverse engineer any software contained on the Website – Remove any copyright or other proprietary notations from the materials – Transfer the materials to another person or “mirror” the materials on any other server

## 3. Information Accuracy

The materials appearing on SFP Loans’ Website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on the Website are accurate, complete, or current. We may make changes to the materials contained on the Website at any time without notice.

## 4. Links

SFP Loans has not reviewed all of the sites linked to its Website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by SFP Loans. Use of any such linked website is at the user’s own risk.

## 5. Loan Information

All loans are subject to credit approval – Rates and terms are subject to change without notice – Not all applicants will qualify for all loan products – All loan requests are subject to documentation and verification – Additional terms and conditions may apply

## 6. Privacy

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy at www.sfp.loans/privacy-policy.

## 7. Disclaimers 

The materials on the Website are provided on an ‘as is’ basis – SFP Loans makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights – Further, SFP Loans does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Website or otherwise relating to such materials or on any sites linked to this site

## 8. Limitations

In no event shall SFP Loans or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Website, even if SFP Loans or an authorized representative has been notified orally or in writing of the possibility of such damage.

## 9. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

## 10. Modifications

We reserve the right to modify these Terms at any time. By using this Website, you agree to be bound by the current version of these Terms and Conditions.

## 11. Contact Information

If you have any questions about these Terms, please contact us at: [Your Contact Information]

## 12. Equal Housing Lender

SFP Loans is an Equal Housing Lender. We conduct business in accordance with the Fair Housing Act (Civil Rights Act of 1968). NMLS ID: [Your NMLS ID]

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